足额、及时地提取贷款损失准备金，是银行会计审慎性原则的重要体现之一。
It is important embodying of cautious principle for the bank accounting to draw loan-losing provision sufficiently and in time.
提取贷款损失准备金是商业银行应对信用风险的措施，无效的贷款损失准备对银行资本与盈利有一定的影响。
To make provision loan loss provision is a measure taken by commercial Banks to fight against credit risk. Ineffective loan loss provision will affect banking capital and profit.
果真如此的话，那么Capital One等公司的收益预计将大幅上升，因为较低的违约率可以减轻信用卡贷款发放公司在提取贷款损失准备金方面的压力。
If so, firms like Capital One could look forward to sharply higher earnings as lower defaults would allow lenders to ease off on the expense of building their loan-loss reserves.
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