可提前偿还的住房贷款 prepayable mortgages
投资者会发现，一些借款人会提前偿还贷款。
Investors will find that some borrowers may repay their loans ahead of schedule.
能够提前偿还贷款的借款人通常不太可能违约。
A borrower who is able to prepay his or her loan is simply less likely to default.
但前提是各个债权银行不要逼债，不要逼它们提前偿还贷款，你逼急了，它就只是好破产。
But the precondition is that the creditor Banks should not press too hard for debt repayment beforehand or in advance. If you press too hard, they would have no choice but to apply for bankruptcy.
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