银行信贷在需要的时间和地方提供货币。
后者,在企业贷款需求不足的情况下,为银行信贷额外的增长空间提供机会。
The latter, under the circumstance of insufficient demand for loans from companies, was to provide opportunities for bank credits and loans with additional room for growth.
信用风险是商业银行信贷风险管理中一项基础性的工作,其目的在于分析银行在贷款业务中可能面临的信用风险,从而为贷款决策提供依据。
Credit risk evaluation is the basic work of commercial bank's credit risk management, which goal is to analyze the credit risk of the bank in provides a loan, and support the decision of the loan.
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