住房政策旨在推动储蓄，然而资产净值贷款和“负摊还贷款”则刺激了消费。
Housing policy aims at boosting savings. Yet home-equity loans and "negative amortisation" mortgages boosted spending.
奥巴马正在通过加快退休储蓄计划的实施和鼓励雇主提高员工供款额度来推动这一进程。
Mr Obama is pushing this process along by making retirement-saving plans more readily available and encouraging employers to increase employee contributions.
也有人相信像提高工资和推动社会福利的手段--人们不用为潜在未来需求过多储蓄--是当前应该优先考虑的。
Others believe that measures such as raising the wage share and improving welfare services – so that people do not need to save so much for potential future needs – are the priorities.
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