因此，预防和控制信用风险对商业银行来说是十分重要的。
So it is important for commercial bank to prevent and control credit risk.
考虑到客户信用体系已成为企业控制信用风险，提高自身竞争实力的管理问题。
Aiming directly at management problem of customer credit system already becomes enterprises control credit risk, enhance themselves competitive capability.
传统的信用风险管理办法，例如分散化，银行贷款出售和资产证券化，只提供了控制信用风险暴露的部分办法。
The conventional methods of managing credit risk, such as diversification, bank loan sales, and asset securitisation, offer only a partial solution to controlling credit risk exposure.
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