被保险货物在运输途中由于恶劣气候、雷电、海啸、地震、洪水自然灾害造成整批货物的全部损失或推定全损。
Total or Constructive Total Loss of the whole consignment hereby insured caused in the course of transit by natural calamities: heavy weather, lightning, tsunami, earthquake and flood.
第二百四十七条不属于实际全损和推定全损的损失，为部分损失。
Article 247 Any loss other than an actual total loss or a constructive total loss is a partial loss.
海上保险委付是指保险标的在推定全损的场合视同已全部损失，被保险人放弃保险标的，将保险标的的一切权利和义务转移给保险人而收取全部保险金额的制度。
Abandonment in Marine insurance is when constructive total loss happens, the assured transfer rights of the insurer to the subject matter insured and demands indemnification from the insurer.
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