贷款利率按照中国人民银行规定的同期贷款利率计算。
The loan interest rate is implemented in accordance with the loan interest rate stipulated by the People's Bank of China for the corresponding period.
第三十一条商业银行应当按照中国人民银行规定的存款利率的上下限，确定存款利率，并予以公告。
Article 31 a commercial bank should decide its own interest rates and announce them in accordance with the upper and lower limits for deposit interest set by the People's bank of China.
第三十八条商业银行应当按照中国人民银行规定的贷款利率的上下限，确定贷款利率。
Article 38 a commercial bank should decide the interest rates of loans in accordance with the upper and lower limits of loan interest set by the People's bank of China.
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