你还通常把无担保抵押贷款债务转嫁、可如果你把你家风险开始斗你还款。

You're also usually shifting unsecured debt onto a secured loan which could put your home at risk if you start to struggle with your repayments.

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有些人认为，美国的住房金融巨头房地美和房利美应该担保抵押，而不是购买抵押。

Some argue that Freddie Mac and Fannie Mae, America's housing-finance giants, should likewise guarantee mortgages but not buy them.

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住房抵押贷款证券化产品主要有三种形式：过手抵押贷款证券、担保抵押贷款证券、本息剥离抵押贷款证券。

There are three principal mortgage backed Securitization: mortgage pass through security, collateralized mortgage obligations, stripped mortgage-backed securities.

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Now, if that happens these homes are the collateral to the banks for all these mortgages and we're going to have -and probably do have already--a recession.

如果那种情况发生了的话,这些房子是银行对房屋抵押贷款的唯一担保品,那我们将会面临,-很可能现在正在面临着--经济衰退。

耶鲁公开课 - 金融市场课程节选

We did have a large,short position in subprime mortgage-backed securities, which has paid off enormously for the University and really helped protect assets in the past nine months or a year.

我们确实曾持有很多,次级抵押担保证券的空头,它们为耶鲁赚了不少钱,并且在过去的9个月或1年间,为资产保值发挥了实在的作用

耶鲁公开课 - 金融市场课程节选

The FHA is specifically aimed at guaranteeing mortgages for low-income people and it was a vision that Roosevelt had to bring more and more people into owning homes in this country.

联邦住宅管理局专门,为低收入者提供抵押贷款担保,这是罗斯福的一个构想,他希望这个国家能有更多的人,能够住进自己的房子

耶鲁公开课 - 金融市场课程节选