花旗银行不向次优客户提供另类抵押贷款服务。
Citigroup sells to subprime borrowers but does not offer alternative mortgages.
银行通常适用这种模式，它们分别划分成小额银行业务、信用卡和抵押贷款服务。
Banks often fit this model with separate divisions for retail banking, credit card, and mortgage services.
作为美国最大的抵押贷款服务商，美国银行还面临着与州检察官的高额和解，这位检察官过去一直在调查美国银行的抵押赎回操作。
The bank, America’s largest mortgage servicer, is being pushed towards a costly settlement with state attorneys-general, who have been investigating banks’ foreclosure practices.
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