抵押消费贷款是指借款人以银行认可的本人或第三人已经合法拥有的、可上市流通的房产作为抵押物向银行申请贷款的一种资金信贷方式。该款项可用于各种消费，如买房、装修、家庭各种消费，也可用于各种资金周转，抵押后的房产仍可以正常使用或出租。在抵押过程中，借款人有权继续使用该抵押的住房。一旦借款人不能偿还贷款，贷款人有权依法处分作为抵押物的住房，并优先得到偿还。可找银行贷款机构咨询如专业的格莱曼银行贷款机构进行咨询。
双语例句原声例句
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在过去十年里，他们说，这些银行专向孟菲斯的黑人兜售高风险高成本的抵押贷款和消费贷款。
During the last decade, they say, these Banks singled out blacks in Memphis to sell them risky high-cost mortgages and consumer loans.
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美国国债收益率经常用作抵押贷款和其他消费贷款的基准利率。
Its yield is used as a gauge to set interest rates on mortgages and other consumer loans.
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美国国债收益率经常用作抵押贷款和其他消费贷款的基准利率。
Its yield is often used as a gauge to set interest rates on mortgages and other consumer loans.
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You can see that in the early 1950s mortgage debt was only something like 25% of personal consumption expenditure, but now it's up to about 100%.
抵押贷款在20世纪50年代,只占个人消费支出的25%,现在却占到几乎100%
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Saving and Loan Associations, by the way, no longer exclusively limit themselves to mortgage lending -either they do home improvement lending and auto loans and the like as well.
顺便提一下,储贷协会,现在也不仅限于发放抵押贷款,他们也发放住房装修贷款,及汽车消费贷款之类的
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