英国几乎不存在抵押贷款减记,总体债务水平下降是由相对较高的通货膨胀推动的。
In Britain, where there have been virtually no mortgage write-downs, relatively high inflation has pushed down the overall debt burden.
如突然将贷款利率恢复到2000年的水平,将会损失3万亿美元的家庭抵押贷款,这是不太现实的。
A sudden rush to return debt ratios to where they were in 2000 would require ridding households of some $3 trillion in mortgage debt—an almost impossible task.
此外,加权贷款价值比必须保持在绝对可靠的63%,这样就能保证这些抵押贷款处于美国最安全的抵押贷款水平。
The weighted loan-to-value ratio for the loan pool is a rock-solid 63%. These are among America's safest mortgage bets.
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