第三,企业年龄、资产规模、速动比率以及抵押方式等对贷款定价均存在一定影响。
Third, total assets, quick ratio, patterns of guarantee or collateral and number of operating years of firms also have influence on loan pricing.
例如,偿还抵押贷款的变量可以是不同的偿还方式或一个客户可以允许有的抵押贷款数量。
For example, variables for the payments on a mortgage loan can be the various methods of payment or the number of mortgage accounts a customer is allowed to have.
当一些抵押利率以真实方式评测之后,已经被调整到负数之后,这些看上去像是白送的钱。
With some mortgage rates turning negative in real terms, it all felt like free money.
An originator is a company that lends money to households; they raise money and then they lend it out as mortgages to households.
原始权益人是指借钱给购房者的公司,他们先进行筹资,接着,通过抵押贷款方式向购房者放贷
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