进行商业、特别是投资决策时，将商业风险和未来现金流折扣(即资金的时间价值)考虑在内。
It takes into account commercial risk and discounts future cash flows (that is, it takes into account the time value of money) when making commercial, and particularly investment, decisions.
他非常谨慎，喜欢通过技术分析进行投资决策，而我则更冲动，也不像他那样害怕风险。
He is very cautious and prefers technical analysis to make investment decisions, whereas I'm much more compulsive and less risk-averse.
投资者意识到在做出市场投资决策时需要分析各层面的风险，而不仅仅是信用风险。
Investors now have a better understanding of the need to analyze all facets of risk - not just creditworthiness - in making investment decisions.
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