中国应从立法上完善保险利益制度，规定保险人承担确认保险利益是否存在的审慎义务，加重保险人恶意承保的法律责任。
It is necessary to improve the insurance interests system in legislation, prescribe the obligation of censoring that insurers should affirm whether there…
我 知道“平安险”并 不包括消费品 的种种 损失，但我 的确认为“水渍险”比“平安险”承保 的范围更大。
P. A. insurance does not cover losses on consumer goods, but I did think that the W. P. A. insurance covered more risks than the F. P. A.
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