它在青年时期达到顶峰，在一段时间内趋于平稳，然后普遍会开始随着年龄的增长而缓慢下降。
It peaks in young adulthood, levels out for a period of time, and then generally starts to slowly decline as we age.
在你的精神生活中也有不同的季节。有时，在经历了一个平稳的尝试的阶段（秋季和冬季）后，你会拥有一个短暂的、激烈猛涨的时期（春季）。
There are seasons in your spiritual life, too. Sometimes you will have a short, intense burst of growth (springtime) followed by a period of stabilizing and testing (fall and winter).
我们想到这个概念是因为很显然“风险价值”模型只有在市场平稳的时候才起作用，但那几乎是无需测量风险的时期！
We came up with the idea because it was clear that Value at risk would only work during rather dull markets, that is, perversely at times when it almost wasn't important to measure risk!
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