目前传真业务主要在公共电话网上承载，这种传真业务的使用给企业带来了巨额的支出。

So far, facsimile is mostly carried on PSTN (Public Switched Telephone Network), which brings numerous expenses together with the service.

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通过出售这种产品，银行为那些新的风险持有者促成了保险合约，这在市场状况好的时候可以产生稳定的收益，但一旦市场失灵，便可能要求巨额的支出。

By selling these, Banks have brokered insurance contracts to the new holders of risk that in good times produce steady streams of income, but could require huge payouts if markets ever seize up.

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由于有这么巨额的支出在等着自己，美国中产阶级就无人觉得自己很富有；而要实现这些目标(至少是前两个)，就很可能让一个美国人感到自己挺穷的。

With such giant expenditures still lying ahead, no middle-class American feels particularly wealthy; and meeting these goals (at least the first two) may well leave an American feeling poor.

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