巨灾再保险是一种证券化的再保险产品，通过发行巨灾债券、巨灾期权、巨灾期货等金融手段，实现风险在资本市场的分散，由保险人、再保险人、投资者共担风险。分出人须有相当份额的风险自留，分入人仅承担有限责任。
同时，还考虑了资产负债比、免赔额、债券价值与负债占比对巨灾再保险费率的影响并得到合理结果。
The results showed that, if considering the regional differences, the influencing factors for the demand of property insurance were disposable income per person, fixed asset investment and population.
健全政策性农业保险制度，建立农业再保险和巨灾风险分散机制。
We will improve the policy-supported agricultural insurance system, and develop an agricultural reinsurance system and a mechanism for diffusing the risk of huge catastrophes.
洪水再保险定价长期以来都是洪水巨灾保险研究的难点。
Flood reinsurance pricing has long attracted much attention in the catastrophic flood insurance research.
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