而且因为提前支取所会招致的税收惩罚，孩子们不会愿意在他们59岁之前动用这笔钱。

And thanks to the tax penalty on early withdrawals, my children will be discouraged from touching the money before they are 59?.

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过早接受正式教育(6岁以前上一年级)是提前死亡的危险因素。

Starting formal schooling too early — being in first grade before age 6 — is a risk factor for earlier mortality.

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这位38岁的建筑工人提前买好了车票，因为她担心星期三繁重的交通。

The 38-year-old construction worker bought her ticket in advance because she feared heavy traffic later Wednesday.

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