以通用为例,1984年该公司首次同意启动就业银行(Jobs Bank)计划,为待岗工人支付工资,1990年还对该项目进行了改进,那时海外竞争压力已经相当明显。福特和克莱斯勒别无他法,只得效仿。
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而然这些年来,排队又开始在其他一些地方兴起,比如说银行、医院、火车站、学校、就业市场和房产中介中心。
However, in recent years queues came again in other places such as banks, hospitals, railway stations, schools, job markets and offices of real estate agents.
虽然最糟的时期已经过去了,但是在繁荣时期(例如下降的利率和上涨的就业率),支持银行的大量势力早就不存在了。
Although the worst is over, many of the forces helping banks in the boom times—such as falling interest rates and buoyant employment—are gone for years.
我已经讨论了制约复苏的两个主要因素,分别是,银行信贷紧缩和就业市场疲软。
I have discussed two of the principal factors that may constrain the pace of the recovery, namely, restrictive bank lending and the weak job market.
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