1974年，德国赫斯坦特银行（HeastattBank）与美国富兰克林银行（Franklin Bank）等国际银行的相继倒闭，极大地震惊了国际金融界。人们开始意识到，必 须尽快出台国际监管条例。
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然而，他创立的总部位于德州的富兰克林银行集团因为信用危机于11月破产。
Nevertheless, his Texas-based Franklin Bank Corp went bust in November due to the credit crunch.
1933年，富兰克林·罗斯福命令第73届国会在3月9日，在他宣誓就职5天后，开会处理全国的银行危机。
And in 1933 Franklin Delano Roosevelt ordered the 73rd Congress to meet Thursday, March 9 - five days after he had taken the oath of office - to deal with the nation's banking crisis.
当富兰克林·罗斯福在1932年击败胡弗的时候，大萧条已经持续了三年，数千家银行倒闭，失业率达到了25%。
When Franklin Roosevelt defeated Herbert Hoover in 1932, the Depression had been going on for three years, thousands of Banks had failed and unemployment was 25%.
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