美国银行账面损失迅速增长。在购买了美国最大的次级家庭贷款企业美国国家金融服务公司后，就招致诉讼不断。
BoA ran up record losses and became a magnet for litigation after its purchase of Countrywide, once the US's largest sub-prime home loan firm.
人们存在经常账户的钱实际上就是给银行的贷款，而银行又用它们为其他家庭和公司提供信贷服务。
The money that people deposit in their current accounts is itself a loan to the bank, which USES it to provide credit to other households and companies.
在时间银行里，会员可以通过为其他会员提供服务来获得积分，服务范围可包括做饭、整理家务、开车接送，以及家庭维修等。
In a time bank, members get credit for services they provide to other members, from cooking to housekeeping to car rides to home repair.
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