家庭银行（home banking）是一种银行服务，属于金融机构的零售业务。
许多银行正准备设立网上分行或互联网办事处，这意味着人们将能够通过家庭电脑处理大部分银行业务。
Many banks are preparing online branches or Internet offices, which means that people will be able to take care of much of their banking business through their home computers.
如今，许多企业、组织和家庭都试图通过向食品银行捐款、向穷人捐赠礼物或帮助有需要的家庭来保持节礼日的传统精神。
Today, many businesses, organizations and families try to keep the traditional spirit of Boxing Day alive by giving away money to Food Banks, providing gifts for the poor, or helping families in need.
发行者可能会发现其它来源的债券，比如说美国12家联邦家庭贷款银行的贷款更加便宜。
Issuers might find that other sources of funding, such as advances from America's 12 Federal Home Loan Banks, are cheaper.
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