许多人现在无法摆脱高额的定息按揭。
Many people are now stuck with expensive fixed-rate mortgages.
选择健康，低胆固醇和牙医保险。选择定息按揭贷款。选择第一间房子。选择你的朋友。
Choose good health, low cholesterol and dental insurance. Choose fixed-interest mortgage repayments. Choose a starter home. Choose your friends.
尽管我们有资格申请贷款金额更高、利息更低的浮息按揭，但银行家建议我们申请小额定息按揭，信他吗？
Or the banker who says we should take a smaller fixed-rate mortgage even though we qualified for a bigger and cheaper ARM?
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