official short-term credit
... official rate官方汇价 official short-term credit官方短期信用 offset reserve坏账准备金 ...
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自从去年八月由美国按揭贷款引发信用危机以来，官方短期利率以下降了2.25个百分点。
Official short-term rates have now fallen by 2.25 percentage points since the credit turmoil stemming from American mortgages began last August.
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