任何企业都需要保险来防备诸如火灾、洪灾和破损等常见风险。
Any business needs insurance against ordinary risks such as fire, flood, and breakage.
这样做可以在放置计算机的场所遭遇大灾难(如火灾或被盗)时，得以幸免。
This protects you from a catastrophe, such as fire or theft, at the location where your computers are kept.
它包括我们已经提到过的很多风险，例如火灾、偷窃、工伤以及车祸。
This would include many of the risks we have already mentioned such as fire, theft, work related injury and motor accidents.
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