大额贷款是超过一致限额的贷款。其标准由联邦国民抵押贷款协会（房利美）和联邦住宅抵押贷款公司（房地美）设定。对于贷款提供者而言，大额贷款风险较高，因此其利率也较高。这些贷款有贷款余额限制。一户至四户家庭的住宅的最高贷款金额每年根据联邦住房金融局公布的平均住房价格（包括新建和原有住房）变化率而变动。这些贷款限额被称为一致限额。
大额贷款
双语例句原声例句
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大额贷款很少出现这种问题，因为大额贷款通常被当作商业交易处理，相关条款要用书面形式落实。
Large loans are seldom the issue; they are usually treated as business transactions, with the terms spelled out on paper.
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消费者通过节俭存储、大额贷款和套现股票利润进行消费。
Consumers spent by skimping on savings borrowing heavily or cashing in stock profits.
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也有一些专家建议从最大额贷款还起，这样能节省更多钱。
Others recommend listing the debts from the highest to the lowest interest rate, since this will save you the most money.
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The loan-to-value ratio--well it's not so much the loan--the maturity was short and the balloon payment at the end that they changed.
贷款价值比率,不,就是期限太短了,期末大额偿还也是罪魁祸首
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It used to be that mortgages had what's called a balloon payment at the end.
曾有一段时间,抵押贷款中有期末大额偿还制度
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They also had--they were--back then, in the 1920s, they were called balloon payment.
上世纪20年代有一种,称为期末大额偿还的贷款方式
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