多元化-拥有共同基金股份比起单独拥有股票或者债券来说，你的风险被分散了。

Diversification - By owning shares in a mutual fund instead of owning individual stocks or bonds, your risk is spread out.

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这些债券让投资者得以实现资产多元化，而且这些债券的利率很高，可以补偿发行机构在巨灾发生后本金得不到偿付所带来的风险。

These bonds allow investors to diversify their assets and pay much higher interest rates to compensate for the risk of the issuer not repaying the principal in the event of a major catastrophe.

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地域多元化原本是为了降低风险。

Geographic diversification was supposed to reduce risk.

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Portfolio management pools risks in a different way: by assembling a diversified portfolio or a portfolio that's negatively correlated with a risk that someone has.

而投资组合管理采用了不同的方式,多元化的资产配置,或者风险负相关性的,投资组合

耶鲁公开课 - 金融市场课程节选

The reason it's low is that we do have,what I think is, superior diversification and that really lowers the University's risk.

我认为耶鲁beta系数低的原因是,我们有卓越的多元化投资,这确实降低了耶鲁资产的风险

耶鲁公开课 - 金融市场课程节选