【Abstract】 The outbreak and spreading of subprime mortgage crisis made a severe challenge to BaselⅡframework,and raised many questions about its supervision framework's rationality,especially in the aspect of the minimum capital requirement,pro-cyclical,external credit rating,internal rating based approach,etc.
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承诺费、利率和其他条件下，信贷借贷的异hp的外部信用评级。
Commitment fees, interest rates and other terms of borrowing under the credit facilities vary based on HP's external credit ratings.
商业银行应当审慎使用外部信用评级，外部信用评级结果不应直接作为商业银行的授信依据。
I. Commercial Banks shall use external credit ratings with caution, and shall not directly use external credit rating results as the basis for extending credit.
这涉及请求和获取预期顾客的机动车信息(motor vehicle information, MVR)和外部代理提供的信用检查评级。
This involves requesting and receiving the prospective customer's motor vehicle information (MVR) and credit check rating from external agencies.
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