土地储备贷款是银行向土地储备机构发放的用于收购、整治土地，提升土地出让价值的短期周转贷款。其主要用途包括支付征地补偿费、安置补助费、地上附着物和青苗补偿费、场地平整费、缴纳土地出让金等。向借款人发放的用于土地收购及土地前期开发、整理的贷款。
防范土地储备贷款风险 Chinese & Foreign Corporate Culture
土地储备贷款的借款人仅限于负责土地一级开发的机构。
The borrowers of land reservation loans shall be only limited to the institutions responsible for the first-class land development.
因此应当通过信贷总量和结构控制、出台《土地储备贷款管理办法》等措施来加强风险防范。
Therefore some measures such as controlling the amount and structure of the loan and laying out related regulations on the management of land resources are proposed in the paper.
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