在这种新的，缺乏监管的环境里，银行和抵押贷款公司把他们借出的贷款变成了商品。
In the new, hands-off regulatory environment, Banks and mortgage companies transformed the loans they were making into commodities.
零售型商品例如抵押贷款也属于被豁免的。
原则上说，买房子的人和给他们提供抵押贷款的银行与股票市场的投资者、商品投机商或者商店业主并没有什么不同。
People who buy homes and the Banks who give them mortgages are no different, in principle, than investors in the stock market, commodity speculators or shop owners.
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