为了让商业银行在储备金利率如此之低的情况下保持强健，央行把存款利率也定得很低。
To keep the banks strong when they were getting such little interest on their reserves, the central bank has kept deposit rates low.
这就是为什么投行大举倒闭的原因，与商业银行不同，后者必须保留足够的储备金以应付可能的损失。
That's why so many have fallen, unlike commercial banks that are required to keep reserves against potential losses.
购买海外债券的钱来自于商业银行必须存于央行的储备金。
The money to buy foreign bonds has come from the reserves required that commercial banks must deposit with the central bank.
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