接着，你要注意伤残保险和人寿保险。

Next, turn your attention to disability and life insurance coverage.

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苏黎世于1872年成立，提供横跨多条产品线的普通险和人寿险。

Zurich, founded in 1872, offers general and life insurance across several product lines.

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通过企业投保团体险，可以办理保费较低的健康险和人寿险——这通常是一个个家庭所享受不到的。

Cheaper rates on health and life insurance can be obtained by buying group policies through the business that are not normally available to families.

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