它的广告的结论，即扰乱了我，因为它建议合并债务，降低每月付款。
It's the advertisement's conclusion that disturbs me, because it recommends consolidating debt to lower monthly payments.
影响的扩大戏剧性的出现在了更具风险的抵押贷款证券化的产品,以及以此为基础的合并债务担保证券（CDO）。
Spreads have dramatically widened on the securities backed by riskier mortgages and the pooled and debt-laden collateralised-debt obligations (CDOs) based on them.
到了15世纪，热那亚的财政进入了十分危机的境地，因此自治区于1407年建立了一家私人银行以合并债务并将之称为“圣乔治银行”。
By the 15th century Genoa’s finances were in such a parlous state that in 1407 the municipality established a private bank to consolidate its debts and called it the Bank of Saint George.
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