在现金垫款贷款的利率变化。

Cash in advance loan interest rate changes.

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短期内，削减利率会对“资产型”银行造成一定压力，这些银行的贷款往往比其债务更易受到利率变化的影响。

In the short term, rate cuts put pressure on "asset sensitive" Banks whose loans are repriced faster than their liabilities.

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一个相关问题：如果因为经济形势(比如：央行利率变化)造成所有借款人的贷款利率上升或下降，那么会怎样呢？

A related issue: what happens if the interest rates for all borrowers move higher or lower, due to developments in the economy (eg a change in central bank interest rates)?

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