我们在加强外部金融监管的同时，还应强化我国商业银行内部控制系统的建设和完善。
We should also strengthen the construction and perfection of the control system inside the commercial bank of our country while strengthening outside financial supervision.
突出加强商业银行内部监管对降低不良贷款，防范和化解金融风险有着十分重要的作用。
Strengthening internal supervision of commercial bank is very important to reduce the ill loans and keep away the financial risk.
在监管层面上，本文认为应该明确和加强监管机构保护消费者的职责，在监管机构内部设置专门的消费者保护机构并加强对金融机构人员的监管。
In terms of regulatory, it argues that the duty of regulator should be clarified and strengthened to protect the consumer, and a special department should be set up in the regulatory organization.
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