墨西哥的信贷限额如果用尽的话,将会消耗IMF今年剩余贷款资金的三分之一。
The Mexican package, if drawn down, would take one-third of what the fund had left to lend this year.
这么多的收入都用来偿还每月的抵押贷款了,因此没什么剩余。
So much income is devoted to monthly mortgage payments that nothing is left over.
银行如果担心未来的贷款损失会侵蚀剩余的资本就不会增加贷款。
Banks will not boost lending if they fear that future loan losses will eat through the rest of their capital.
What this equation merely says is that the present value of your remaining payments is always equal to the mortgage balance.
这个等式说明了,剩余偿还额的现值,就等于抵押贷款的余额
One peculiar property of this--incidentally, at every point of time this thing holds, this is time to maturity.
顺便说一下这个公式一个特别的性质,这个等式在任何时候都成立,这是贷款剩余期限
But if most people who are good borrowers, who know what they're doing, want these, they want a conventional thirty-year mortgage because it will fix a mortgage payment for the rest of the thirty years and you have nothing to worry about.
但是如果大多数人是优质借款人,他们知道自己在做什么,他们会选择普通30年期抵押贷款,因为在剩余的30年时间里,抵押贷款的偿付是固定的,你不需要为它担心
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