首先出炉的是可调利率房贷(Adjustable Rate Mortgage, ARM)。这ARM 90年代初就有，但都是一年固定，以后就随市场浮动。
基于4个网页-相关网页
...发新一波断供潮 【本报综合报道】惠誉信评日前发表报告指出，美国有数以万计浮动利率房贷（Adjustable RateMortgages，ARMs）将到期调升利率，料有更多借款人无力还款，楼市面临新一轮断供潮的威胁。
基于2个网页-相关网页
选择性浮动利率房贷 Option ARM
浮动利率房贷 Adjustable rate mortgage ; floating interest rate mortgage loan
可调利率房贷 Adjustable Rate Mortgage ; ARM
选择固定利率房贷 Choose fixed-interest mortgage repayments
房贷利率 mortgage rate
浮动利率房屋贷款 Variable Rate Mortgage
标准可变房贷利率 standard variable home loan rate
可调利率住房抵押贷款 AdJustable-taremortgages
受制于三大瓶颈固定利率房贷到底离我们有多远?。
Restricted to the three major bottleneck fixed rate mortgage is far from us?
但是，他们的苦难可能还没到头，比如当明年价值4750亿美元的可调节利率房贷转成更高利率的时候。
However, there could be more pain ahead, for instance when some $475 billion-worth of adjustable-rate mortgages switch to higher rates next year.
房屋价格肯定会下降，而房贷破产也会上升，而房主也会为2006年贷的“诱惑性”贷款转为高利率房贷而苦恼。
House prices will surely fall further and defaults increase, as homeowners struggle to cope with higher mortgage rates from "teaser" loans taken out in 2006.
应用推荐