本文分析了我国工商银行内部信用评级制度存在的问题。
The thesis also makes analysis on the existing problems of internal credit rating systems in Industrial and Commercial bank of China.
对银行信用风险的防范和控制从信用分析以及银行内部控制角度进行了基础性的探讨。
This paper will do a basic discussion to the credit venture avoiding and controlling from the Angle of credit analyzing and inner controlling.
论文利用贷款历史数据，通过因子分析、聚类分析等方法构建内部信用评级模型，并对模型的有效性进行了检验。
Through factor analysis, cluster analysis and so on, the paper establishes an internal rating model. The effectiveness of the model is tested.
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