慈善机构公民咨询局表明，过多的贷款是造成贫穷的普遍原因。

Excessive borrowing is a common cause of poverty, according to the Citizens Advice Bureau, a charity.

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英国公民咨询局和慈善机构撒马利坦会都表示这是他们一年中最忙的时候。

The Citizens Advice Bureauand Samaritansboth agreed that this was their busiest time of the year.

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各扶轮社应考虑采取必要步骤，以发起或支持当地人民成立“公民咨询处”，其目的在于协助初抵本社区之外地人，使他们能够适应新环境。

Clubs should consider taking steps to initiate or support citizens' advisory bureaus for the purpose of assisting new arrivals in the community to assimilate into their new environment.

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