你已经全部保险了，那何必还担心呢？

You're fully insured, so why worry?

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为了满足母公司部分或全部保险的需要，而组织成立的保险公司。以节约成本和税务支出。

The insurance company is created to meet the requirement of its mother company to be partial or fully insured so as to save the cost and tax.

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例如，在财务系统中的客户级别上：一个粗粒度锁会锁定该客户的所有帐户，另一个锁则可锁定全部保险策略。

An example might be at the customer level in a financial system: one coarse grained lock could be to lock all accounts for the customer, another could be to lock all insurance policies.

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