未到期责任准备金作为财产保险公司的主要负债内容，其计提准确性对保险监管部门客观评价保险公司的偿付能力状况有着较大的影响。
The unearned premium reserve is the main liability of non-life insurance company and its veracity has great influence on the solvency evaluation by insurance regulation department.
在确定非寿险公司的经营业绩和偿付能力方面，都依赖于索赔准备金负债的准确评估。
Assessment of the operating performance and solvency of nonlife insurance companies depends on accurate evaluation of claims reserve liabilities.
而偿付能力的内容包括资本金、保险责任准备金、保险保证金、保险保障基金、总准备金和最低偿付能力额度等。
Solvency of an insurance company is composed of capital, reserve, guaranteed funds, free reserve and minimum solvency margin.
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