即使对于高级债，在美国其持有者仅排在存款人之后(就像在欧洲一样)，1美元值85 - 90美分。
Even senior debt, holders of which rank second only to depositors in America and typically alongside them in Europe, is at 85-90 cents.
既然小孩认为存款就是存款，不管是否批准，存折应该把二者的值都显示出来。
Since the kid treats a deposit as a deposit, regardless of whether or not it's authorized, the passbook should display both values.
今天，美国人的存款和最低工资——不管是按实值计算，还是按通货膨胀调整后的数字计算——几乎都比自1950年以来任何时候都要少。
Today, Americans save less and earn a lower minimum wage - in real, or inflation-adjusted, terms - than at nearly any other time since 1950.
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