Tiebout 理论所暗示的人口数与公共财货的关系， 可以俱乐部模型（club model）来表示，在各俱乐部（如同各行政辖区）间 天然条件相同、不存在差异且距离相近，并不考虑区位条件上的差异，且 可在居民可自由加...
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例如，我最近运用加长诱惑模型结识了一个顶级名模，她正好是一个最火辣和更有名的伦敦俱乐部的海报女郎。
For example, I used the Elongated Seduction model to recently close a top model who happens to be the poster girl for one of the hottest and more prestigious clubs in London.
你知道，我最近加入了一个汽车模型俱乐部。其实我以前就希望认识一些和我有桢嗜好的人。
You know, I have recently joined a club for model cars. I have dreamed of getting to know people with the same hobby as mine.
而在P 2 P的例子里，贷款人依赖于贷款俱乐部自营模型提供的贷款评级，来决定要加大的贷款和可接受的利率。
Yet in the case of peer-to-peer lending, lenders are dependent on the credit ratings from the lending club's proprietary models to decide to extend a loan and the rate to accept.
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