但IMF也在担心，低得超乎寻常的利率，正在营造新的信贷问题。

But the IMF worries that exceptionally low interest rates are building a fresh credit problem.

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房利美和房地美的信贷问题很大程度上只是住房市场整体弱点的一个写照。

Fannie and Freddie's credit problems are largely a reflection of the overall weakness in the housing market.

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加上不断恶化的信贷问题，他认为中国将会在奥运会之前陷入衰退。

This, coupled with growing credit problems, makes him believe that China will tip into recession sooner than the Olympic Games.

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