不过每个情况都是不同的,这就是为什么一个分布式的信誉系统需要做不同的处理。
Every scenario will be different, which is why a good distributed reputation system should be equally nuanced.
一种解释是美国的失业率比其他发达经济体上升得更为剧烈,而即使是信誉卓著的借款人,也无法应对收入持续下降的情况。
One explanation is that unemployment in America rose more sharply than in other rich economies, and even creditworthy borrowers cannot cope with a sustained loss of income.
我打电话给一个认识的信誉调查员,我要求他查明一个叫霍爱特先生的各种情况。
I telephoned one of the credit man I knew and asked him to find out everything about a Mr. Hoyt.
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