无纸信用转帐：银行间没有票据交换的信用转帐。其他信用转帐称为票据信用转帐。

Paperless credit transfers: credit transfers that do not involve the exchange of paper documents between banks. Other credit transfers are referred to as being paper-based.

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而PayPal作为在线支付系统的吸引力之一既不是因为信用卡，也与账户之间即时转帐时引发的银行繁琐流程无关。

One attraction of PayPal as an online-payments system is that neither credit-card nor banking details are exchanged when payments are transferred instantly between account holders.

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银行家：是的，我们将税务每月自动转帐到应缴税款信用帐户中去，并且到期后转入纳税。

B: Yes, we will make the automatic monthly transfers to the tax accrual trust account and transfer that to the tax payment when it matures.

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