当前，商业银行主要采用信用评级的方法来评价客户。
Today, commercial banks use Credit Rating to evaluate customer.
从工商企业角度，研究赊销客户信用评级的方法与应用问题。
This thesis mainly studies the methods and application of credit rating for customers by credit sale from the aspect of business.
我们从中得到了惨痛的教训，并且以此为契机对我们的信用评级方法做出了重大改进。
We have learned from this harsh lesson and have made significant revisions to our rating approach.
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