对投入了大量资金构建品牌的信用卡公司及银行而言，他们并不希望看到其他支付系统发展壮大。
Having spent fortunes on branding, credit-card firms and Banks do not want to see other payment systems gain ground.
在大力发展消费信贷以求增加利润时，如何规避个人信用风险已成为商业银行关注的焦点。
With the development of the consumptive credit loan, commercial Banks have to focus on how to avoid personal credit risk and improve efficiency for more profit.
中国信用卡市场的发展前景：一是统一管理。
Chinese credit card market prospects for development: One, unification management.
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