信用历史 credit history
信用卡历史账单 Credit card billing history
信用历史记录 Credit History
信用卡历史最大负债额 Maximum Balance of Credit Card
农村信用社的历史渊源 Rural credit cooperatives in history
他们当中的很大一部分是行业中所称的‘资浅贷款人’，他们只有短短几年的信用史。
A large portion of them are what the industry typically calls' thin file 'borrowers - people with just a few years of credit history.
如果一个人的信用史很长，而且信用记录非常良好，那么教育程度便不那么重要了，因为他已经证明了他的信用。
If you have a long and robust credit history, the educational variables tend to matter much less - you've proven you're a good risk.
如果一个人没有信用史或信用史很短，那么他的受教育程度就变得非常重要，因为我们可以通过教育程度评估借款人偿还贷款的可能性。
If you have little or no credit history, the educational variables matter a lot, because they help us understand your ability to repay the loan.
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