信贷危机的第一阶段，大部分减记都来自证券，现在失业率一再上升，意味着那些普普通通的信用卡和房贷也会出现坏账。
In the first stages of the credit crisis most write downs came from securities, now rising unemployment means bad debts come from bog-standard credit CARDS and mortgages.
他们也从事投行业务，从包销股票、债券发行、一揽子的证券化资产、信用卡收据以及汽车质押贷款等。
And they'd work to build up investment banking activities ranging from underwriting stock and bond offerings to selling packages of securitized mortgages, credit card receipts and car loans.
大多数资产担保证券，都是通过抵押贷款、信用卡贷款和汽车贷款产生的收入获利的。
Most asset-backed securities are secured by income generated from mortgages, credit card loans and auto loans.
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